Pre-Qualification vs Pre-Approval

April 13, 2016

Whenever I am beginning to work with a new client, especially first-timer home buyers, the question we always must answer is "Are you Pre-Qualified or Pre-Approved?  


This terminology can take different forms with each lender but generally this is the way to distinguish between being approved in 15 minutes over the phone vs. having to send in several documents.  Take a look at the difference here from my preferred lender Kevin Hollister at HomeBridge Financial Services


A mortgage loan pre-qualification is simply an....


Getting pre-approved means.....

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